This website uses cookies. Read more. Okay

Retirement Fund SA Only

Foord's best investment view for discretionary retirement fund portfolios.

OVERVIEW

These mandates invest in a mix of local only asset classes and are managed to comply with the prudential requirements of the South African Pension Funds Act (Regulation 28). They are balanced portfolios reflecting Foord’s best investment view for discretionary retirement fund portfolios in terms of asset allocation and security selection, with the added constraint of South African assets only. The investment objective is to exceed the relevant peer group as well as appropriately constructed weighted asset class benchmarks over rolling three to five-year periods, at the lowest possible risk.

STRATEGY

Foord’s domestic balanced strategy seeks to maximise the long-term returns of retirement fund savings whilst preserving member capital in real terms through the typical business cycle. Being a full discretion, local assets only portfolio, the fund manager is able to use both asset allocation and stock selection decisions to achieve optimal long-term returns.

Long-term returns

Over time, Foord has managed to outperform the domestic balanced peer group over most rolling three to five year periods. A similar outcome has been achieved when measured against an appropriately constructed weighted asset class benchmark.

Benchmark: 65% Equity, 25% Bonds, 5% Property, 5% Cash

Historic investment returns
YearsComposite Return %Benchmark* Return %
1 Year24.832.3
3 Years16.316.6
5 Years14.816.4
Since Inception 01 October 200014.613.7

* Benchmark: 65% Equity, 25% Bonds, 5% Property, 5% Cash

Performance History

Peer Group: AFB SALMW NI Mean
Benchmark: 65% Equity, 25% Bonds, 5% Property, 5% Cash

Document downloads

Performance Overview

Insights

05 Feb 2026

MARKETS IN A NUTSHELL — FOR JANUARY 2026

January started with a geopolitical bang, and the world’s risk premium rose - forcing markets to price a world in which alliances appear more transactional and institutions more exposed to politics. In this month’s…

Listen now

04 Feb 2026

MARKETS IN A NUTSHELL — FOR JANUARY 2026

January was a stark reminder for investors that geopolitics is more than background noise. The year started with a geopolitical bang and the world’s risk premium rose. Markets advanced through much of the month,…

Read more
newsletter subscription
Sign Up Now